How can retirees stay safe from risky 'too good to be true' schemes?

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How can retirees stay safe from risky 'too good to be true' schemes? ☶ Government Finance Incentives and Behaviors Insurance Investment Advice Lending Retail Banking www.indiatoday.in
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Many retirees fall prey to schemes that seem too good to be true, chasing high returns without understanding the risks. Protecting your savings requires caution, awareness, and smart investment choices.